Instantly, your original policy cover (5 Lakh) will get restored to your balance policy cover (4 lakh) thus giving you ?9 Lakh cover for the remaining policy duration. IRDAI Registration Number : 146 (Registration type: General Insurance Company). Customer Happiness Center / Policy Issuing Address: D-301, 3rd Floor, Eastern Business District (Magnet Mall). No.146 CIN: U66030MH2007PLC177117. Instant addition of 100% Basic Sum … Registered & Corporate Office: st1Floor, HDFC House, 165 - 166 Backbay Reclamation, H. T. Parekh Marg, Churchgate, Mumbai – 400 020. Again if you have made no claims in the 2nd year the basic sum insured will double i.e. Keep track of your health with preventive health check-up benefits offered at renewal, irrespective of claim status. Customer Experience Management, Customer Happiness Center: D-301, 3rd Floor, Eastern Business District (Magnet Mall), LBS Marg, … Star Health. Visit our Self Help Section for policy copy/tax certificate/make changes/register & track claim. LBS Marg. Now you can avail consultation from doctors and specialists at your fingertips absolutely free! Star Health. Optima Senior Health Plan by HDFC ERGO Health (formerly known as Apollo Munich) Health Insurance offers comprehensive coverage with unique features like the Restore benefit under which the sum insured restores automatically in case you consume it during the policy tenure. HDFC ERGO Health Optima Restore Plan. Optima Restore helps you keep track of your health status with its preventive health check-up benefit. Trade Logo displayed above belongs to HDFC Ltd and ERGO International AG and used by the Company under license. HDFC ERGO General Insurance Company Limited. We want to help you stay financially protected from all kinds of risks. HDFC ERGO Health (formerly known as Apollo Munich) Optima Super is a top up plan with unique features. Family Health Optima Family Floater 3 Lakh. It also provides you with a multiplier benefit where sum insured doubles your basic sum insured in 2 claim free years! Buying a health insurance policy online helps in keeping your health records confidential as you don’t have to disclose the same to someone in person. An insured person can avail this facility once in a policy year after being diagnosed with a critical illness. Stay Home ! Also, you can fill all the details and medical history information, which leaves no room for errors. If you do not make any claims in the second year too, your cover increases by 100% making your total cover 10 Lakh. A cashless claim can be availed only at a network hospital where services can be availed free of cost. Optima Restore Individual is the most suitable form of health plan that gives you restoration benefit when your sum insured get consumed fully or partly. In-patient Treatment. Stay Safe ! Enjoy preventive health check-up on renewal*. Stay Safe ! I used InsuranceDekho to make the claim, it got settled in no time. Under the Optima Restore policy, HDFC ERGO Health Insurance arranges for a second opinion from a medical practitioner from its panel selected by the insured person. Health My policy is under the cashless mediclaim. The plan also offers other valuable features like an attractive no-claim bonus, no limits on room category and an extensive network of hospitals for cashless treatment. (N.B. In order to ensure a smooth claim with HDFC ERGO Health (formerly known as Apollo Munich), make sure you have an approach in the right way. HDFC Ergo General Insurance's Optima Restore Health Insurance is fitting for those who are explicitly looking for a benefit like a reinstatement of sum insured if it gets exhausted during the policy year. © 2008 HDFC ERGO General Insurance Company Limited. All Rights Reserved. The claim process for HDFC Ergo Health Optima Restore is simple and easy to understand. I am a policyholder of HDFC Ergo General Insurance’s Optima Restore. I am a policyholder of HDFC Ergo General Insurance’s Optima Restore. HDFC Ergo Health Insurance Limited (HEHI) introduces a Restore benefit that automatically re-instates the basic sum insured in case you exhaust it in a policy year. Optima Restore Health insurance is the latest health insurance products from HDFC ERGO Health Formerly Apollo Munich. Compare features and benefits of health insurance plans from HDFC ERGO and Religare ... Optima Restore Family Floater 5 Lakh. Bhandup (West), Mumbai - 400 078. Company Information. Product Features. By Kunal Samaddar. For further information on this product please contact your Relationship Manager. Swift comparison. Family Health Optima Family Floater 5 Lakh. Multiplier benefit lets you enjoy a 100% increase in the Sum Insured in 2 claim free years. are mandatory. HDFC ERGO will scrutinize all documents and approve the claim. Simply Download the HDFC ERGO mobile app from your App Store or Google Play Store. The plan comes with three incredible benefits- Restore, Multiplier and Stay Active. Get up to 8% discount on policy renewal just by walking up to the daily average step count target on our mobile app Health Jinn. Motor, All items marked asterisk (*) Optima Restore Family Health Insurance Plan . Highlighted. THIS PLAN COMES WITHGreat customer service, 100% lifelong renewal, clear policy wordings and conditions, cashless access to the best 12,000 doctors and 5000+ hospitals in … You need to submit the necessary documents with KYC and NEFT details of the insured individual and write to for both cashless as well as reimbursement procedure of claim. Simply Download the HDFC ERGO mobile app from your App Store or Google Play Store. The health check-up benefit is available once in 2 years on sum insured of Rs 5 lakhs and once every year on sum insured of Rs. Apollo Munich will reach out to you for any additional information or documents within 7 days of receiving the documents. K. Optima Restore. Recently, I have been to a network hospital to avail health treatment for a minor injury. 10 lakhs and above. HDFC ERGO Health (formerly known as Apollo Munich) Optima Plus offers two types of claims- Cashless claim for planned or emergency hospitalisation and Reimbursement claim. Avail free health check-ups once in two years on ?5 lakh cover and once every year on cover of ?10 lakhs and above. HDFC Ergo General Insurance Optima Restore Plan. Get up to 100% additional policy cover as no claim bonus. BENEFITS AND FEATURES; FAQs; ELIGIBILITY CRITERIA; BENEFITS AND FEATURES Restore Benefit. Tax benefits are as per the Income Tax Act, 1961, and are subject to amendments made thereto from time to time. 1st Floor, HDFC House, 165-166 Backbay Reclamation, H. T.Parekh Marg. On: Dec 28, 2020. HDFC ERGO Health Formerly Apollo Munich Optima Restore Health Insurance Multiplier benefit For example: If you have a 3lakhs policy and has made no claims in the 1st year, the sum insured becomes 4.5lakhs for the second year. On: Dec 30, 2020. Star Comprehensive Policy Family Floater 5 Lakh . For reimbursement of medical expenses, you need to submit all the documents along with the claim form within 15 days of completion of treatment. Optima Restore not only gives you financial protection from minor to major illness but also provide you with health rewards for maintaining sound health throughout the policy tenure. Restore adds 100% of the sum insured if you use the policy sum insured fully or partially. Optima Restore Health Insurance provides coverage ranging from 3 to 5 lakhs for both individual and family. HDFC ERGO Health (formerly known as Apollo Munich)-Optima Restore Plan: Claim Process. Registered & Corporate Office: 1st Floor, HDFC House, 165-166 Backbay Reclamation, H. T. Parekh Marg, Churchgate, Mumbai – 400 020. I used InsuranceDekho to make the claim, it got settled in no time. This ensures better planning of your hospitalization needs. Read More. Section 41 of Insurance Act 1938 as amended by Insurance Laws Amendment Act, 2015 (Prohibition of Rebates): Optima Restore Plan is one of the most-selling health insurance products of HDFC ERGO General Insurance. List of exclusions under Optima Restore are as follows: Please refer to the policy wordings for complete understanding of benefits, terms and conditions and exclusions. Now you can avail consultation from doctors and specialists at your fingertips absolutely free! K. my:Health Medisure Classic. Here are some of our other insurance policies that we think are good fit for you. 0 Kudos Reply. Max Bupa. Churchgate, Mumbai - 400 020, Call us at +91 22 6234 6234/+91 120 6234 6234. Let’s say you have a policy with ?5 lakhs cover and you claim 1 lakh during the policy period. Dear Customer, Feeling unwell but worried to step out to see a doctor? IRDAI Reg No. By Krishna Rana. Calculate and Buy HDFC ERGO's Optima Restore Individual Health Insurance Premium online and enjoy cashless hospital access. Optima Restore plan can be claimed in two ways-Cashless claim and reimbursement claim. ... For Future claims, restore benefit can be utilized. HDFC ERGO Health Insurance Ltd. (formerly Apollo Munich Health Insurance) iLABS Centere, 2nd & 3rd Floor, Plot No 404-405, Udyog Vihar, Phase-III, Gurugram, Haryana 122016 For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale. Click Here for claim form HDFC ERGO General Insurance Company Ltd 5th Floor, Tower 1, Stellar IT Park, C-25, Sector-62, Noida 201301 State : Uttar Pradesh , City : Noida Pin Code : 201301 Policy Holder: Approval of Claim. 7.5. Then your cover increases by 50%, making your total cover 7.5 Lakh for the second year. Optima Restore Proposal Form HDFC ERGO General Insurance Company Limited. Optima Restore. Complete coverage 60 days Prior days post your hospitalization. Optima Restore. Detailed video of HDFC ergo Optima restore, previously known as Apollo Munich Optima Restore in Hindi kelvindsouza1. T. Triguna Dhar. Information about claim settlement. false. Medical expenses incurred in 60 days before the hospitalisation are covered. Star Health. Apollo Munich - Best Health Insurance Company in India, offers Health Insurance, Medical Insurance, Travel Insurance, Personal Accident Insurance Plans online in India. Individual Coverage. The claim process for Apollo Munich Optima Restore Family Health Insurance Plan. Customer Service Address: D-301, … About … Sum Insured . For more details on the risk factors, terms and conditions, please read the sales brochure/ prospectus before concluding the sale. When it comes to our family, we are often protective for their health, happiness, and well-being.Presenting Optima Restore- Our Comprehensive Family Floater plan for your complete family.Thishealth insurance plan offers completely cashless treatments at our network hospitals along with a host of other attractive features to meet your healthcare needs. false. How it works – This policy can be taken for self, spouse, dependent children and dependent parents. ALL YOU NEED TO KNOW. CIN: U66030MH2007PLC177117. Reg office: 1st Floor, HDFC House, 165 - 166 Backbay Reclamation, H. T. Parekh Marg, Churchgate, Mumbai – 400 020. Health Companion Family Floater 5. Get 100% of your cover restored instantly after your first claim. And, all this, while you will pay the premium for a ?5 Lakh policy. HDFC Ergo Health Optima Restore Insurance Plan is a Comprehensive Online Health Insurance Plan that provides comprehensive cover for the entire family. WE PAY CLAIMS: We have been catering to diversified customer needs by offering health insurance plans as per the age and budget requirements since last 16 years. Provide NEFT details in the claim form along with cancelled cheque; Provide KYC ( Know your customer ) form along with photocopy of any one of following KYC documents for all claims amounting to Rs 1 lakh and above. For seamless processing of claims make sure to submit below details . Stay Home ! *If ECS is selected, please submit the standing instruction form available at our branches. Star Health. HDFC Ergo Insurance Claim Forms. Let’s say you have a ?5 Lakh policy and you do not make any claims during the first year. 146 ● CIN: U66030MH2007PLC177117 ● UIN: HDHHLIP21322V062021. false. Registered: ‎02-08-2016. Pre-hospitalization. For KYC Form Click Here. While claiming HDFC ERGO Health (formerly known as Apollo Munich) Optima Restore Floater plan, the following documents are required: Duly filled claim form; Police FIR in case of accidental claim; Pre-authorisation letter for cashless claim; KYC document of the insured; 1 st Investigation report; Duly signed doctors report on the nature of the illness InsuranceDekho gives the opportunity to compare various health policies to its customers. Frequent Contributor Posts: 96 . (Formerly HDFC General Insurance Limited from Sept 14, 2016 and L&TGeneral Insurance Company Limited upto Sept 13, 2016). IRDAI Reg. This plan offers coverage in range of Rs.3 lakh and Rs.50 lakh for individuals between age 5 years and 65 years. Please make a A/c Payee Cheque/DD/Pay Order in favour of ‘HDFC ERGO Health Insurance Ltd.’ only. Features Features. The plan comes with varied sum insured & deductible options to choose from. This is a health insurance plan with restore benefit offered by HDFC Ergo General Insurance. Hospitalization charges more than 24 hours is covered. Rs 3 Lac, 5 Lac, 10 Lac, 15 Lac, 20 Lac, 25 Lac, 50 Lac. Here's presenting "TeleClinic" - a virtual doctor consultation service on the HDFC ERGO Insurance App ! I have just successfully completed the renewal of HDFC Ergo General Insurance’s Optima Restore plan. 5001-8000 steps = 2% discount | 8001-10000 steps = 5% discount |Above 10000 steps = 8% discount. Moreover, the policy also provides the option to convert this into a full-fledged indemnity policy while you approach your retirement age.