Know all rider and variant available with Bajaj Allianz Life Smart Protect Goal Term Plan. I hereby authorize Bajaj Allianz Life Insurance Co. Ltd. to call me on the contact number made available by me on the website with a specific request to call back. Bajaj Allianz Life Smart Protect Goal, a ... Bajaj Allianz Life Insurance Smart Protect Goal term insurance Term Plan. Your claim shall be assessed by Bajaj Allianz Life Insurance. • Life Cover with Child Education Extra Cover (CEEC) - Under this variant if chosen, your children get an extra protection of 10-100% over and above the base cover, for his educational expense in case of your death. Accidental Total Permanent Disability Benefit – In case you were to face permanent disability due to an accident, the sum assured chosen by you would be paid under this cover. “Annualised Premium” means the total amount of Regular Premiums payable in a Policy Year, after due consideration of applicable premium factors for various Premium Payment Frequency. Apart from life cover, it offers health protection, return of premiums and more options through riders. It will override my registry on the NCPR. "What are your life goals?" 4th Floor, B2 Building, Cerebrum IT Park,
4TH Floor, B2 Building, Cerebrum IT Park, Kumar City, Kalyani Nagar, Pune – 411014. Checkout Quarterly Market & Macro Overview - Oct'20. A key reason that they feel this way is that they haven't spent enough time thinking about what they want from their life, and haven't set themselves any goals. Racing of any kind other than on foot. WATCH NOW. Description: Mortgage cover Term insurance plan. the respective Variant and/or Add-on Covers will be added to the death benefit or Add-on cover benefit payable. Thanks for sharing your details, A Sales representative from. Bajaj Allianz iSecure loan is designed to cover the repayment of any loans the insured might have taken while he was alive. Any underwater or subterranean operation or activity. Treatment for injury or illness caused by avocations/ activities such as hunting, mountaineering, steeplechasing, professional sports, racing of any kind, scuba diving, aerial sports, activities such as hand-gliding, ballooning, deliberate exposure to exceptional danger. Life assured being under the influence of drugs, alcohol, narcotics or psychotropic substance, not prescribed by a Registered Medical Practitioner. 1,00,00,000 | Online Channel | Annual Premium Payment Mode | Premium shown above is exclusive of Goods & Service Tax/any other applicable tax levied, subject to changes in tax laws, and any extra premium and is for illustrative purpose only. ... With Smart Protect Goal term plan, you are covered till the age of 85. Home / Insurance Plans / Bajaj Allianz Life Smart Protect Goal with Life Cover Variant Insurance Plans November 10, 2020 Nowadays, most individuals prefer a term plan because of an affordable premium and lifetime coverage. Bajaj Allianz Life Smart Protect Goal Your life goals are sacrosanct, and you need to protect them from uncertainties of life. Get sum insured up to 1 Crore! Deciding your Life Goal is all about planning to "Live your life, your way". Fulfill your Life Goals with Bajaj Allianz Life Goal Assure. I hereby authorize Bajaj Allianz Life Insurance Co. Ltd. to contact me. A term insurance plan will take care of all such financial liabilities and free your family from the said burden, in the unfortunate event of your death. What will be the sum assured paid at the time of death of the policyholder? Life Cover is subject to policy terms and conditions. The insured can select the sum assured as per his loan repayment schedule at a particular interest rate for a particular period of time. Write to us firstname.lastname@example.org | Call us at 8527 888 666 Wishfin Insurance Web Aggregator Private Limited. What you need is a financial back-up! Sign up for personal visit and tailored advice from our expert agents. Upload the necessary documents to proceed further. Do you know that the Bajaj Allianz Life Smart Protect Goal can protect you amidst any uncertainties of life? All Rights Reserved. Term insurance is a type of life insurance that covers the life of insured only for a particular term as against whole life insurance that covers a life for 100 years. Unreasonable failure to seek or follow medical advice, the Life Assured has delayed medical treatment in order to circumvent the waiting period or other conditions and restriction applying to this Policy. close. | IRDAI Reg. • Life Cover with Joint Life - This variant allows you to add your spouse in the same policy • Increasing Life Cover – Under this variant, you can choose to increase your life cover at every policy anniversary. Know More Life insurance offers a range of products that could come in handy for meeting your financial goals. Get home loan sanctioned online in 72 hours! Bajaj Allianz Life Smart Protect Goal Term Plan offers some crucial term insurance benefits under add-on covers. It can be a perfect shield against financial stress caused by any life event. Regd. The maximum sum assured due to such an increase during the policy term can be up to 200%, Percentage of such year on year increase can be 5%, 8% or 10% of the Sum Assured, as chosen by you at inception, Under this variant, in case of death of the Life Assured, Life Cover. Zero downpayment with a No cost EMI on Bajaj Finserv EMI store just made my day! in the same policy which further add to the benefits of this plan. If the life assured commits suicide, whether sane or insane, within 12 months from the date of commencement of risk or the date of latest revival of the policy, the policy shall be terminated by paying to the nominee an amount which is 80% of the premium paid as on the date of death, provided the policy is in-force as on the date of death. We will understand these options in detail in the sections below. 3Discount is available for regular premium and limited premium payment frequency under all variants of this product. 020-66399444 ( Mon to Sat - 10 am to 6 pm ). Pre-Existing is defined as condition for which the Life Assured had signs, or symptoms, and/or were diagnosed, and / or received medical advice / treatment within 48 months to prior to the Date of Commencement of Risk or date of latest revival (if any), whichever is later. This is where a term insurance plan comes into picture. The value and income derived from investments may go down as well as up. This coverage provides life cover for the individual purchasing the policy. Crew members and pilots for passenger carrying commercial flights are excluded under this exclusion unless they are bonafide passengers. Smart Protect Goal | Pay For 5 Years, Get Term Insurance Coverage For Life | Bajaj Allianz Life Happy Independence Day 2020 | #IndiaSolveKarteJaa | Bajaj Allianz Life Flexi Income Goal – Variants, Features, Benefits Explained The cover period for WOPB will always be equal to WOPB Premium Payment Terms respectively, You can choose the following Add-on cover –, On occurrence of fourth (4th) Minor CI or on the date of occurrence of the first (1st) Major CI (incl. 50 Crore, you can ensure complete financial security of your family, even in your absence. Bajaj Finserv Direct Limited. Bajaj Finserv Direct Limited ("BFDL") is primarily engaged in distribution of financial products and services through its digital platform (“Bajaj Finserv MARKETS”) and inter alia renders services of customer acquisition, providing preliminary credit support activities, fulfilment services and post-acquisition customer services to Banks, NBFCs, HFCs. Fulfill your Life Goals with Bajaj Allianz Life Goal Assure. Not just this! Goods and Services Tax will have to be borne by the Policyholder as per applicable rates. Pre-Existing is defined as condition for which the Life Assured had signs, or symptoms, and/or were diagnosed, and / or received medical advice / treatment within 48 months to prior to the Date of Commencement of Risk or date of latest revival (if any), whichever is later. How many children can be covered under this plan? Existence of any sexually Transmitted Disease (STD) and its related complications or Acquired Immune Deficiency Syndrome (AIDS) or the presence of any Human Immunodeficiency Virus (HIV). Bajaj Allianz Life Smart Protect Goal A Non Linked, Non-Participating Pure Life Term Insurance Plan. You could consider term plans from Bajaj Allianz Life Insurance like their Bajaj Allianz Life Smart Protect Goal, A Non-linked, Non-Participating Pure Life Term Insurance plan, which gives you a three percent discount on online purchase^. Bajaj Allianz Life Smart Protect Goal is a term plan that provides financial protection for your future goals from life’s uncertainties. Term Insurance: How Much Should You Be Insured For And For How Long? For your new year resolution 2020, pledge to secure your family's financial future by investing in a smart term plan. The health plan – Religare’s Care Advantage is available with the combination of Bajaj Allianz’s Smart Protect Goal term life insurance plan. For this, he is investing Rs . Bajaj Allianz Group Term Life Insurance. 18 years-65 years. Other features Bajaj Allianz Life Smart Protect Goal offers are: 1 crore # LifeCover The names of the Company, Products/Plans/funds do not indicate the quality and its future prospects or returns. Any medical condition which first manifests itself within 90 days of the Date of Commencement of Risk or date of latest revival, if any. It’s time you choose us as your financial partner. Reg. No. Accidental Death Benefit – If you were to die in an accident, the sum assured amount would be paid to your nominees. Statistics in India reveal that 90% of retired citizens depend on their children for financial assistance as their savings get exhausted sooner in life. Participation by the insured person in any flying activity other than as a bona-fide passenger (whether paying or not), in a licensed aircraft provided the life insured does not, at the time, have any duty on board such aircraft. Return of Premium - As we all know; term insurance only provides death benefits. ATPD) / Death: WOPB II - On the date of diagnosis of fourth (4th) Minor CI or on the date of diagnosis of the first (1st) Major CI (incl. The Premium for this variant, is guaranteed for the entire Policy term. Term Insurance – Smart Protect Goal Bajaj Allianz Life Smart Protect Goal is a complete term plan with new-age features in line with your evolving needs. Language, Is medical test for term insurance important, Term insurance plan with return of premium, How much return to expect from a term insurance, Difference between term insurance and life insurance, Difference between term plan and endowment plan, Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBU), Benefits of choosing lumpsum payout in term insurance, Age at the time of buying the policy should be between 18 years to 65 years. Unreasonable failure to seek medical advice, the Life assured has delayed medical treatment in order to circumvent the waiting period or other conditions and restrictions applying to this Policy. Consider the following illustrations to understand the reasons to buy Bajaj Allianz Life Smart Protect Goal Term Insurance. HDFC Life Click 2 Protect 3D Plus. ATPD), whichever is earlier, all future premiums due under the policy will be waived and WOPB cover will terminate immediately and automatically.. 8 Questions You Should Ask Yourself Before Buying a Term Insurance Plan. Checkout Quarterly Market & Macro Overview - Oct'20. Bajaj Allianz Life Smart Protect Goal – A Non-linked, Non-Participating, Pure Life Term Insurance Plan. 1 crore cover at Rs. is one of the most common questions that comes to one's mind while taking any step further in Life. Min-Rs.50 lakh. PLAN NOW. This plan makes sure that a complete health care is made available to you without exhausting your “Claimant” means the Life Assured (if alive) or Policyholder (if different from the Life Assured) or the assignee or the Nominee or the legal heirs of Policyholder/Nominee(s) to whom the Policy Benefit will be payable. Any Pre existing diseases. Feature-rich, this term plan is priced in a manner to makes it affordable and most compelling for … This way, Ms. Avanti could rest assured! Bajaj Allianz Life Smart Protect Goal, a pure term plan, is positioned to respond to India’s primary requirement of any product offering: getting much more from it than what the price can buy! Waiver of Premium Benefit – In case you are diagnosed with a critical illness, the future premium payments towards the policy are waived off. With the self+child coverage, where the Child education cover is opted by you, you get additional coverage for your child’s education over and above the base cover amount. With a term plan, you can safeguard our family’s financial stability for times when you may not be around. Policy Period. Nifty target for 2020 is 12,900, but there is a risk of sudden deep correction . I bought my first iPhone using my Bajaj Finserv EMI Network Card. Term insurance plan coverage of ₹ 1 crore @ ₹ 18 per day? Having life goals is an important aspect in each one's life. It has 4 variants designed in line with the evolving needs of the life assured. In a term insurance plan, the company pays the Sum Assured to the family members after the death of the insured so that they can fulfil their dreams. : 020 66026789 | Tollfree: 1800 209 7272. The following are key features of the Bajaj Allianz Life Smart Protect Goal Term Insurance available on Finserv MARKETS. Kids grow up fast and to fulfill their dream trip to Disneyland I had everything but instant funds. With this plan handy, your nominee will receive a death benefit in the unfortunate event of your death. IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Critical Illness Benefit – If you are diagnosed with a covered critical illness, the sum assured chosen for critical illness benefit will be paid as a lump sum amount. This calculation and results displayed are based on information provided and certain assumptions about the rates of return. Customized term insurance plans that suit all the needs of the policyholder. Under this variant, the prevailing life cover as on the date of death is payable in case death of the life assured. Term Insurance Plans. Get your Life Goals Done with Bajaj Allianz Life Smart Assist – BINA MILEY MIL-KAR. L"IF"E is full of IF's... and one needs to plan to secure their loved ones and themselves against the Ifs of Life. Edelweiss Tokio Zindagi Plus . Bajaj Allianz Life Smart Protect Goal. Get Life Cover worth Rs.1 Crore at Rs.18 per day 2 – Bajaj Allianz Life Smart Protect Goal. With no collateral or guarantor required and a hassle-free processing, I gifted my family a memorable trip to Orlando with just a click! Get an estimate of your premium amount with the term plan calculator 2020! for RP / LP - Sum Assured on Death is defined as higher of (a) 10 times Annualized Premium, for SP - Sum Assured on Death is defined as higher of (a) 1.25 times Annualized Premium, ROP is excluding GST/any other applicable tax levied, subject to changes in tax laws and any extra premium, Add-on Covers will only be applicable, subject to the conditions, exclusions, waiting period, cooling period & survival period as applicable and mentioned in this document, The Premium for this variant and add-on cover(s), except CIB & WOPB I, are guaranteed for the entire Policy term. For more details on risk factors, terms and conditions, please read sales brochure carefully before concluding a sale. Ayurvedic, Homeopathy, Unani, naturopathy, reflexology, acupuncture, bone-setting, herbalist treatment, hypnotism, rolfing, massage therapy, aroma therapy or any other treatments other than Allopathy/ western medicines. Pension Plans & Provident Fund aren't enough. “Rider Premium Paying Term” means the period specified in the Schedule during which the Rider Premium is payable. 10,000 per month for a payment term … you purchase a sense of security. This amount is paid to your nominee in case you were to die before your child turns 25. 13 per day. Avail add-on covers to enhance the coverage of the policy. With a life insurance cover of up to Rs. Overall, Bajaj Allianz Life Smart Protect Goal is an all-around term insurance plan offering features that align with your evolving needs. Smart Protect Goal | Pay For 5 Years, Get Term Insurance Coverage For Life | Bajaj Allianz Life Happy Independence Day 2020 | #IndiaSolveKarteJaa | Bajaj Allianz Life Flexi Income Goal – Variants, Features, Benefits Explained Past performance is no guarantee of future results. One of the many good things he did in his lifetime was to buy a term insurance plan well in advance along with a Critical Illness cover. On the other hand, it will protect you against the financial loss caused due to a critical illness. ATPD) on the First Life Assured or on the date of Death of the First Life Assured, whichever is earlier during the WOPB cover period, all future premiums due with respect to the Second Life Assured under the policy will be waived and WOPB-II cover will terminate immediately and automatically. Smart Protect Goal Term For more details, please refer sales literature available on the website of the Company. A term plan did just this for him. © Bajaj Allianz Life Insurance Co. Ltd. All Rights Reserved. Let's start! Max- No upper Limit . ATPD) whichever is earlier, on the First Life Assured, all future premiums due under the policy with respect to the First Life Assured will be waived and WOPB-I cover will terminate immediately and automatically. Website Compatible Browsers: IE11, Firefox, Safari, Opera, Chrome. Zero additional charge on part-payment option on Business loans! You can choose between 5%, 8% or 10% of the Sum Assured for the annual increase in life cover. : 116. Policy Period Age at the time of policy maturity Single pay, regular pay and limited pay. Services in any military, air force, naval, police, paramilitary or similar organization including service in the armed forces in time of declared or undeclared war or while under orders for warlike operations or restoration of public order. PLAN NOW. One of the purest forms of life insurance, term plans offer life cover to the insured for a set period of time or for a specific ‘term’. This Why choose Bajaj Allianz Life Insurance? Canara HSBC OBC iSelect Star. Your premium will be based on your age, gender, smoker or non-smoker categorization, add-on covers and the above details, Note - The cover period for WOPB will always be equal to WOPB Premium Payment Terms respectively. Finserv MARKETS offers the best term plans with life cover of up to Rs.1 Crore. Generally, a type of a plan offered to a community. “Sum Assured” is the amount as specified in the Schedule under the Policy. Yes, it is possible! The terms and conditions of product/plan as contained in the Policy Document issued by the Company is available on the Web Site. I Accept. Bajaj Allianz Life Smart Protect Goal protects against 19 minor and 36 major Critical Illnesses, including cancer, heart ailments, Alzheimer’s disease, Parkinson’s Disease and blindness, among others. this works, Whole of Life – Life Cover up to age 99 years, Accidental Total Permanent Disability Benefit (ATPDB), Waiver of Premium Benefit on CI (incl. All thanks to Bajaj Finserv, with competitive interest rates, minimal processing fees and easy to repay EMIs, our dream saw the light of reality in no time! Checkout Quarterly Market & Macro Overview - Oct'20. Term Insurance – Smart Protect Goal. Sum Assured pertaining to the second life assured will be paid to the nominee and the policy will continue on the primary life assured with all benefits subject to payment of premiums. Get Life Cover worth Rs.1 Crore at Rs.18 per day 2 – Bajaj Allianz Life Smart Protect Goal. ICICI Pru iProtect Smart Plan . Buy Bajaj Allianz Life Smart Protect Goal Term Insurance at Finserv MARKETS with these six simple steps –.